Thanks to recent product innovations and manufacturing advances, metal is now a relatively affordable house roof choice for many homeowners. Widely considered as direct upgrades to asphalt shingle roofs, it excels in so many aspects, including visual appeal, ease of maintenance and energy efficiency.
What many people aren’t aware of, however, is that investing in a metal roof can help reduce homeowners’ insurance premiums.
Metal Roofing and Homeowners’ Insurance
Replacing your old roof with a new one should have an impact on your insurance coverage. After all, this kind of investment helps keep your home less vulnerable to damage caused by inclement weather like torrential rains and hailstorms. These occurrences are often covered by your homeowner’s insurance.
Keep in mind, however, that this is not always the case. Some insurance providers take certain factors into account when updating the insurance coverage of their policyholders, including the type of roofing system. For instance, a wood shake roof isn’t as durable as the other roofing materials. If you live in a forested area and a wildfire happens, the roof is more likely to get engulfed in flames. Given this possibility, your insurer may either not approve or discontinue your existing coverage.
Discussing the Matter With Your Insurer
A reliable roofing company like ours won’t guarantee that a new roof will entitle you to reduced insurance premiums. However, our team can help you pick a roofing system complete with features that your insurer will find favorable like fire and impact resistance. The best way to know whether your new metal roofing system will have an impact on your insurance coverage is to talk to your agent or a representative from your insurance company.
Premier Systems Roofing is the leading contractor for your roof repair, replacement and maintenance needs. We have expertise and experience in different roofing materials, from asphalt shingles and metal to cedar shakes and tile. We are committed to providing you with nothing but nationally recognized brands with exceptional warranties and top-notch workmanship for your peace of mind.
For more information about roof cost, give us a call at (605) 361-4955, or fill out our contact form to request a free estimate.
